Terms of Service

Effective 7 June 2026

1. Acceptance of terms

By accessing or using Marginalia Club (“the platform”, “we”, “us”), you agree to these Terms of Service. If you do not agree, please do not use the platform. We may update these terms from time to time; continued use constitutes acceptance.

2. Who can use Marginalia Club

You must be at least 13 years old to create an account. If you are under 18, you may use the platform with parental or guardian consent. To enter contests that include prizes or monetary rewards, you must be at least 18 years old. By registering, you confirm that you meet the applicable age requirement.

3. Account responsibilities

You are responsible for your account. This means:

  • Providing accurate information when you register and keeping it up to date.
  • Keeping your password and credentials secure. We are not liable for any loss arising from unauthorised access to your account.
  • Maintaining one account per person. Duplicate accounts may be removed.
  • All activity under your account is your responsibility.

4. Your content and copyright

You retain full copyright to everything you write and publish on Marginalia Club. We believe your words belong to you — always.

By publishing on the platform, you grant Marginalia Club a non-exclusive, worldwide, royalty-free licence to display, store, and distribute your content on the platform and in promotional contexts (such as social media excerpts or editorial features). This licence ends when you delete your content or close your account.

You warrant that the content you publish is original, that you own the rights to it, and that it does not infringe any third-party copyright, trademark, or other rights.

5. Prohibited content

The following are not permitted on Marginalia Club:

  • AI-generated content passed off as human-written. Publishing text generated by an AI model under your name, without disclosure, is dishonest and unfair to the community. Disclosed AI-assisted work may be permitted at editorial discretion.
  • Plagiarism. Presenting someone else’s writing as your own.
  • Hate speech. Content that attacks individuals or groups based on religion, caste, ethnicity, gender, sexuality, disability, or other protected characteristics.
  • Harassment. Targeting individuals with abusive, threatening, or demeaning messages or stories.
  • Doxxing. Sharing private personal information about another person without their consent.
  • Explicit sexual content. Not permitted on the platform.
  • Spam. Mass posting, repetitive content, or promotional content disguised as stories.
  • Impersonation. Pretending to be another writer, public figure, or our team.

6. Moderation

We reserve the right to review, remove, or restrict any content that violates these terms or our Community Guidelines. Depending on the severity and frequency of violations, we may issue a warning, remove specific content, temporarily suspend an account, or permanently ban an account. We try to be fair and proportionate, and decisions may be appealed by emailing support@marginaliaclub.in within 14 days.

7. Subscriptions and payments

Marginalia Club offers a free tier and a premium membership. Premium memberships auto-renew at the end of each billing period. You may cancel at any time via your account settings or by contacting us, and cancellation takes effect at the end of the current paid period.

We do not offer refunds for partial subscription periods unless required by applicable law. If you purchased a premium subscription via the Apple App Store or Google Play, your subscription is governed by their respective store policies, including any applicable refund policies.

8. Disclaimers

Marginalia Club is provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee uninterrupted access or that the platform will be error-free.

We are not responsible for user-generated content published on the platform. Opinions, stories, and other content posted by users are those of the individual authors and do not represent the views of Marginalia Club.

9. Governing law and jurisdiction

These terms are governed by the laws of India. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Mumbai, Maharashtra.

10. Contact

For questions about these terms, write to us at legal@marginaliaclub.in.